Tag Archives: Cheapest

New Car Insurance – How to Get the Cheapest Rates

Posted by on May 21, 2012 No comments


So you just purchased the car of your dreams, or you’re about to, and you want to get the best new car insurance at the best rate. Here’s how to do it. New Car Insurance

When you buy a new car your loan company will require a certain amount of new car insurance to protect itself in case your car is damaged or stolen.

If you don’t get your own insurance, your loan company or dealer will get it for you and, believe me, it won’t be cheap. The last time I purchased a car the difference between my loan company’s insurance rate and the rate I got myself was more than $1,000.

So the first thing you need to do is go shopping for your own insurance and compare rates. Comparing Rates

The easiest and fastest way to get cheap rates is to go to a car insurance comparison site (see links below). Here you can get multiple rate quotes from a number of car insurance companies so you can compare them and choose the best rate.

Once you’re on the site you’ll be asked to fill out a questionnaire so you can tailor your insurance to fit your specific needs. As you fill it out you’ll be able to view a list of discounts and include them in your auto insurance policy.

Here are some new car insurance discounts worth considering:

* Raising your deductible by a couple of hundred dollars can save you hundreds of dollars a year on your premium.

* Installing an auto alarm and ant-theft device can get you a good-sized discount.

* Dropping unnecessary coverage like medical and towing coverage if you already have them will save you money. Comparing Companies

After you choose a car insurance company you want to make sure that company will give you good service, especially when it comes to paying your claims.

A good way to see how well a company treats its customers is to go to Epinions. com. Here you’ll find reviews of all the major insurance companies written by actual customers, plus testimonials on how they were treated and what their claims experiences were.

You can also go to your state’s insurance department website to see what claims have been filed against a particular company. If your state doesn’t provide this information, you can get it from the California Department of Insurance website – www. insurance. ca. gov.

Visit http://www. LowerRateQuotes. com or click on the following link to compare auto insurance rates from top-rated companies and get cheap new car insurance. You can get more car insurance tips by checking out their “Articles” section.

Cheap Car Insurance for “world’s Cheapest Car”

Posted by on April 27, 2012 No comments


Fixing our finances is normally high on our list of New Year resolutions. Normally this means changing our credit cards, consolidating our loans or looking for cheap car insurance quotes.

However, perhaps what we should really be doing is looking for a new car.

Indian manufacturer Tata has launched ‘the world’s cheapest car’, the Nano, with a price that translates to £1,300. It’s not available here yet, but it does raise the question of how little we really want to pay for a new car? And indeed, will we even get the opportunity?

The car industry is notoriously driven by profit. You can be almost certain that if the Nano does arrive on UK soil it won’t be at its current, translated price as the dealers look to boost their profits.

However, it’s not just the car industry – it’s us too.

We rarely take the attitude that ‘cheaper is better’. The Volkswagen Polo and the Volkswagen Fox are similar in style and shape yet there is a significant difference in price. However, when given the cheaper option few of us bite.

The last thing manufacturers want is for the lucrative Western European market to suddenly become frugal with its cash. However, maybe we only have ourselves to blame for inflated prices and the time has come to send a message to the motoring industry.

We can drive prices down by buying cheaper cars. We can apply it to all aspects of motoring too – especially car insurance. Shopping around for cheap car insurance could allow you to save hundreds on your premiums every year.

In 2000 we were willing to protest in our thousands over fuel prices – yet we’ll happily spend over the odds on other aspects of our motoring. The time has come to take action and drive prices down.

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